Our Leadership
Ronaldo Hardy
President and CEO
Ronaldo Hardy is a dynamic powerhouse of an executive with the personal mission “to change the world by building the people who will change the world.” Before joining…
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Rick Seiler
Head of IT
Rick has worked with BALANCE since 2015 as a part of the migration project from San Francisco offices and data center to the Concord Office. Project lead for multiple consulting…
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Linda Davis-Demas
SVP of Operations
Linda has dedicated nearly 20 years to serving the Dallas-Fort Worth area and the national community, with a rich background in grants management, regulatory compliance…
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Jeannine Daly
VP of Sales and Marketing
Jeannine brings a deep-rooted passion for financial education and non-profit leadership to BALANCE. Her career is a testament to her unwavering commitment to the…
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Karina Galvan-Torres
VP of Counseling Operations
Karina joined BALANCE in 2015 and has served our Financial Fitness Partners for the past ten years. She implemented new training resources for the…
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Maria Layton
VP of Finance
Joining BALANCE in 2024, Maria Layton serves as the Vice President of Finance and oversees our Accounting and Finance department. She provides a diversity of….
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Jeff Honaker
Sr Director of Marketing
Jeff’s love of design, art, and marketing started at the early age of six after winning a bicycle through a local supermarket coloring contest. In the decades that followed…
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Shellye Carpenter
Director of Partner Relations
She and her team manage over 300 partnerships across the financial, non-profit and healthcare industries. She has over 20 years of experience in the financial services…
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Denise Keiser
Director of Business Operations
Denise is a dedicated, purpose-driven leader committed to advancing financial well-being and empowering individuals to achieve their full potential. She is…
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Kristina Morden
Director of Operations, Housing
Bringing more than 18 years of counseling and coaching experience, Kristina is committed to helping individuals realize their full potential. She spearheads initiatives to…
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Olivia Steele
Director, Chief of Staff
With 10 years of experience in HR, Olivia is a passionate, results-driven leader who has a heart for people. Born and raised in Oklahoma, Olivia blends down-to-earth….
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Alfredo Zavala
Director of Human Resources
With over 20 years of experience in human resources, Alfredo is a results-driven HR leader passionate about fostering positive workplace cultures, optimizing organizational…
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