Is Keeping Up With The Joneses Affecting Your Credit Score?

Is Keeping Up With The Joneses Affecting Your Credit Score?

By Denise Keiser AFC®, Counseling Programs Manager

“Too many people spend money they haven’t earned, to buy things they don’t want, to impress people that they don’t like,” — Will Rogers. In the spirit of garnering helpful advice from one of the wittiest performers in history, let’s review how money and debt shape today’s credit scores.

Why Contributing To Your 401(k) Should Come With A Warning Sign — A Tale From A Financial Counselor

Why Contributing To Your 401(k) Should Come With A Warning Sign — A Tale From A Financial Counselor

By: Shelly Weber, Certified HUD Housing Counseling and Financial Coach

We have often heard it said, “Do not neglect contributing to our employer’s sponsored retirement plan”…. Perhaps, taking advantage of an employer’s retirement savings should come with a warning sign: “Do not contribute until you are financially prepared.” This may sound counterintuitive, but let me explain.

Insights from the Front Lines: Housing Counseling

Insights from the Front Lines: Housing Counseling

By: Linda Davis-Demas, Senior Director of Housing

Housing Counseling is a core competency of BALANCE. We handle pre-purchase, post-purchase, foreclosure prevention, rental, and reverse mortgage counseling. We are a HUD approved national housing counseling agency. We work with mortgage servicer partners…

Five Steps to Financial Triage

Five Steps to Financial Triage

By: Karina Galvan-Torres, Senior Director of Operations

During times of economic crisis and uncertainty, the significance of prioritizing financial stability suddenly leads every conversation with family and friends. For agencies, like BALANCE, that provide services to underserved and financially vulnerable communities every day…

Knowledge Begets Confidence

Knowledge Begets Confidence

By: Meaghan Hiller, AFC®, Director of Financial Education

How do you foster your employees’ confidence to love their job? Help them build upon their current skills and learn new ones, increase the “tools in their toolbox,” empower them with knowledge and strike up a new spark in how they approach their day-to-day. In two words…

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